Welcome to
JMJ Finance Ltd
We are a Public Limited Company and fast-growing financial institution dedicated to providing innovative financial solutions to individuals and businesses across the country
About us
| Company Information | JMJ FINANCE LIMITED |
|---|---|
| Years of service | 28 Years |
| Category | Company limited by Shares |
| Date of Incorporation | 09 April, 1996 |
| CIN No | U65910KL1996PLC010270 |
| GSTIN | 32AAACC9589M1Z4 |
| Previous Names | CHAMPAKARA FINANCE LIMITED |
Welcome to JMJ Finance Limited!
We are a Public Limited Company and fast-growing financial institution dedicated to providing innovative financial solutions to individuals and businesses across the country. As a registered Non-Deposit accepting Non-banking Finance Company (NBFC), we operate in accordance with the regulations set by the Reserve Bank of India (RBI) and are committed to maintaining the highest levels of transparency and ethical business practices.
We take pride in our strong reputation for reliability, security, and customer satisfaction.
With our headquarters located in the heart of the Thrissur city, we currently operate in multiple locations across the country. We are currently operating with 60 branches. Our team of experienced professionals works tirelessly to provide personalized financial advice and solutions that help our customers achieve their financial goals. With our headquarters located in the heart of the Thrissur city, we currently operate in multiple locations across the country. We are currently operating with 60 branches. Our team of experienced professionals works tirelessly to provide personalized financial advice and solutions that help our customers achieve their financial goals.
We are passionate about empowering individuals and businesses to achieve their dreams through sound financial planning and management. Whether you are looking for a loan, investment opportunity, or other financial products, we are here to help you navigate the complex financial landscape and make informed decisions. We believe that financial stability and success are within reach for everyone, and we are committed to helping our customers achieve it. We invite you to join us on this journey and discover the many benefits of partnering
with our trusted financial institution.
JMJ FINANCE LIMITED had its humble beginning in and around Thrissur in late 1990’s. “JMJ Finance Limited” was born in 2013 by change of management of “Champakara Finance Limited”, JMJ has been accepted by its customers as a synonym for trust, stability and reliability in business.
Our Mission & Vision
oUR LOANS
Our Visionary
Management Team
Mr. Shaji Devassykutty
Wholetime Director
Mrs. Indu Kamalaravindran
Independent Director
Mr. Joel Joju Madathumpady
Director
Adv. Sandesh Raja Kodungaloor
Independent Director
Mr. Joshua Joju Madathumpady
Director
INVESTOR RELATIONS
Investor Relations
-
Investor Relations
-
Board Of Directors
-
Key Managerial Personnel
-
Annual Reports
-
Annual Returns
-
Company Policy
-
Company Certificates
-
Notices & Public Disclosure
Registrar and Share Transfer Agents
- M/s Link Intime India Private Limited
C 101, 247 Park LBS Marg,Vikhroli West, Mumbai 400083 - Ph No: 91-22-49186000
- Email: ganesh.jadhav@linkintime.co.in
Debenture Trustee:
-
- Adv. Pramodan A.
- Vandanam,
White Way, South Pottore,
Pottore P.O., Thrissur- 680581. - Mobile:+91 8157985029
- Email : pramodanarippa@gmail.com
Details of Grievance Redressal Officer (GRO):
- Mr. Sreejith P
- Operation Head (Loans & Collections)
- JMJ Finance Limited, Door No.25/469/23,
3rd Floor, Pooma Complex, Naduvilal Jn., M.G Road, Thrissur – 680001. - Contact number: +91 8111930099
- Ph: 0487 – 2428175
- Email: complaints@jmjfinance.com
For Investor Grievances & Compliance
- Mr. Sreenath Sasidharan
- Company Secretary cum Compliance officer
- JMJ Finance Limited,
Door no.25/469/23, 3rd Floor,
Pooma Complex,Naduvilal Junction,
MG Road,Thrissur, 680001, Kerala - Ph+91 8111886874
- Email: cs@jmjfinance.com
Mr. Shaji Devassykutty
Wholetime Director
(DIN: 08043511)
2018-10-28
Mr. Joel Joju Madathumpady
Director
(DIN:08205250)
29/09/2018
Ms. Indu Kamalaraveedran
Independent Director
(DIN: 09252600)
21/07/2021
Adv. Sandesh Raja Kodungaloor
Independent Director
(DIN: 10180299)
21/06/2023
Mr. Joshua Joju Madathumpady
Director
(DIN:10295699)
06/11/2023
Mr. Shaji Devassykutty
Whole time Director
Mr. KOOLIYATH THOMAS SHERBIN
Chief Financial officer
Mr. SREENATH SASIDHARAN
Company Secretary
Contact Details
JMJ Finance Limited,
Door no.25/469/23, 3rd Floor,
Pooma Complex,Naduvilal Junction,
MG Road,Thrissur, 680001, Kerala
Door no.25/469/23, 3rd Floor,
Pooma Complex,Naduvilal Junction,
MG Road,Thrissur, 680001, Kerala
E-Mail ID: jmj@jmjfinance.com
Phone No: +918111886874
Anual Reports
| Financial Year | Annual |
| 2023-2024 | Annual Report 2023-2024 |
| 2022-2023 | Annual Report 2022-2023 |
| 2021-2022 | Annual Report 2021-2022 |
| 2020-2021 | Annual Report 2020-2021 |
| 2019-2020 | Annual Report 2019-2020 |
| 2018-2019 | Annual Report 2018-2019 |
| 2017-2018 | Annual Report 2017-2018 |
| 2016-2017 | Annual Report 2016-2017 |
| 2015-2016 | Annual Report 2015-2016 |
Anual Returns
| Financial Year | Annual Returns |
| 2023-2024 | MGT 7 2023-24 |
| 2022-2023 | MGT 7 2022-23 |
| 2021-2022 | MGT 7 2021-22 |
| 2020-2021 | MGT 7 2020-21 |
| 2020-2021 | MGT 9 2020-21 |
| 2019-2020 | MGT 7 2019-20 |
| 2019-2020 | MGT 9 2019-20 |
| Policy Description | Download | |
|---|---|---|
| FIT & PROPER POLICY | Click to Download | |
| CUSTOMER GRIEVANCE REDRESSAL POLICY | Click to Download | |
| KYC & AML POLICY | Click to Download | |
| INVESTMENT POLICY | Click to Download | |
| WHISTLE BLOWER POLICY | Click to Download | |
| OMBUDSMAN SCHEME | Click to Download | |
| RELATED PARTY TRANSACTIONS POLICY | Click to Download | |
| RESOURCE MOBILISATION POLICY | Click to Download | |
| POLICY ON RISK AND ASSET LIABILITY MANAGEMENT | Click to Download | |
| NPA POLICY | Click to Download | |
| NOMINATION AND REMUNERATION POLICY | Click to Download | |
| LOAN POLICY | Click to Download | |
| LITERATURE ON CONSUMER EDUCATION | Click to Download | |
| IT POLICY | Click to Download | |
| INTERNAL AUDIT POLICY | Click to Download | |
| INTEREST RATE POLICY | Click to Download | |
| GOLD AUCTION POLICY | Click to Download | |
| FAIR PRACTICE CODE | Click to Download | |
| FAIR PRACTICE CODE – MALAYALAM | Click to Download | |
| CONTINGENCY FUNDING PLAN | Click to Download | |
| CREDIT AND RISK MANAGEMENT POLICY | Click to Download | |
| BUSINESS CONTINUITY PLAN | Click to Download |
Company Certificates
Company Certificates |
Certificate of Incorporation |
Certificate of Registration |
Certificate of GST |
| Disclaimer |
Notices & Public Disclosure
| Particulars | Attachments | Meeting Link | Instruction for Attending the EGM Meeting |
| Notice For EGM- Date-24.01.2025 | EGM Notice- 24.01.2025 | EGM – LINK | EGM – Instructions |
| Public Disclosure | Public Disclosure on Liquidity Risk as on 31/03/2023 | ||
| Public Disclosure | Public Disclosure on Liquidity Risk as on 30/06/2023 | ||
| Public Disclosure | Public Disclosure on Liquidity Risk as on 30/09/2023 | ||
| Public Disclosure | Public Disclosure on Liquidity Risk as on 31/12/2023 | ||
| Public Disclosure | Public Disclosure on Liquidity Risk as on 31/03/2024 |
Locations
- JMJ Finance Ltd, Supplyco Building, 1st Floor, Dana Junction, Opp.Navya Bakers, Irinjalakuda Thrissur 680121 Ph:7558878651
- JMJ Finance Ltd, Zam Zam Building 1st Floor,20/415, Kumaranellur P.O, Wadakkanchery, Thrissur 680590 Ph:8111837744
- JMJ Finance Ltd, 2nd Floor, Pallikunnath Tower, (Po) Kanjany, Thrissur, 680612 Ph:8111837755
- JMJ Finance Ltd, 1st Floor, Fabina Plaza, Chettuva Road, Near Mango Bakery, Vadanappilly, Thrissur – 680614 Ph:811193003
- JMJ Finance Ltd, Manama Building, Chungam, Cheruthuruthy 679531 Ph:7025568833
- JMJ Finance Ltd, Krishna Complex, Perimbillyssery, Thrissur-680561 Ph:7025231155
- JMJFinance Ltd,Sree Vigneswara Building, Ring Road, Varandharapilly, 680303 Ph:7025231155
- JMJ Finance Ltd, Opp. Hp Petrol Pump Kaiparambu, Thrissur -680546 Ph:7034020155
- JMJ Finance Ltd, Room No. 1077, 1st Floor, Ottayil Complex Pazhayannur(Po) Thrissur 680587 Ph: 7034020044
- JMJ Finance Ltd, J K Building,1st Floor, Near Sulthanpett Singnal, Coimbatore Road,Palakkad-678001 Ph:7034020162
- JMJ Finance Ltd, 1st Floor Peedikayil Bulding Opp. Indian Overseas Bank Ltd, Pathanamthitta 689547 Ph:8943062222
- JMJ Finance Ltd, 1st Floor Lara Tower Above South Indian Bank Karukachal Kottayam 686540 Ph:7594099990
- JMJ Finance Ltd, 1st Floor Msm Plaza, Opp. Sivarama Park,Near Priyadharshini Bus Stand, Vadakkenchery, 678683 Ph:8086702222
- JMJ finance Ltd, 1st Floor Alenghat Building, Cheroor (Po) Thrissur, 680008 Ph:9072800188
- JMJ Finance Ltd, Near Sbi, 1st Floor, Beeras Tower, Door No:112/115, Palakkad Main Road Kuniamuthur,Coimbatore,641008 Ph:8943047000
- JMJ Finance Ltd, 1st Floor Global Mart Building, Post Office Road Mannuthy, 680651 Ph:8943087000
- JMJ Finance Ltd 1st Floor Ponnampady , Chanthappadi Valappad(Po), Thrissur, 680567 Ph: 8943147000
- JMJ finance Ltd, 1st Floor Poovathur Arcade, Poovathur (Po) Thrissur, 680508 Ph: 8943247000
- JMJ Finance Ltd 1st Floor Urundoly Building Ashtamichira(Po), Thrissur -680731 Ph:8943267000
- JMJ Finance Ltd, Valayil Building , St. Peters Junction Pathanamthitta 689645 Ph:8943577000
- JMJ Finance Ltd, 1st Floor, Mulamootill Sunny Side Building , Opp. M. G. Auditorium, Thumpamon, Pathanamthitta , 689502 , Ph:8943517000
- JMJ Finance Ltd, 1st Floor, Lakshmi Building, Emson Nagar, Ezhamkulam Branch, Adoor, 691554
- JMJ Finance Ltd, Eettithadathil Building, Near Muthoot Hospital, College Road, 689641
- JMJ Finance Ltd, 1st Floor, Karamayil Building, Kidangoore, Kottayam 686583
- JMJ Finance Ltd, 1st Floor Leo Complex, Althara, Thrissur, 679561
- JMJ Finance Ltd, No.3, Bus Stand, Adhi Vinayaga Complex, Gopalsami Temple Street, Ganapathy , Coimbatore, 641006
- JMJ Finance Ltd, 1st Floor, Poovakunnel Building, Vadavathoor (Po), Kottatam, 686010
- JMJ Finance Ltd, 1st Floor, S R Complex, Opp. Janatha (Mvm) Hospital, Pathanapuram, 689695
- Jmj Finance Ltd,Sowdhambika. Junction, Main Road Chittor, Door No:113/6,1’st Floor Above Aswathy Studio,Palakkad – 67811
- JMJ Finance Ltd, Door No:374,Opp:Aabind Hospital, Pollachi Road,Kollengode,678506
- JMJ Finance Limited, St.Antonys Complex, Opp.Rose Bakery,Parappur,Thrissur-680552
- JMJ Finance Limited,1’st Floor, Mars Complex, MC Road, Near Deepa Junction,Thiruvalla-689101
- JMJFinance Limited. Door No:185a/135a-4,1’st Floor, K.G.Complex,Pollachi Main Road,Sundarapuram,Coimbatore-641024
- JMJ Finance Limited, 1’st Floor,Narikot Complex, Opp.Govt.Higher Secondary School, Kongad Road,Pathiripala,Nagaripuram,Palakkad-678642
- JMJ Finance Limited,1st Floor, Gemini Building, Opp.Max,Pala Road,Thodupuzha,Idukki-685584
- JMJ Finance Limiteed,1’st Floor, K.R.Complex, Mettupalayam Road,Narasimhanaikenpalayam,Coimbatore-641031
- JMJ Finance Limited,1st Floor, Seetha Kulam Building,N.H 183,Petta Kavala Junction,Kanjirappilly-686507
- JMJ Finance Limited,S H Arcade,1st Floor,Deepa Junction,Kalladikode,Palakkad-678596
- JMJ Finance Limited , Complex, Ground Floor, Bank Junction, Thadiyoor P.O, Pathanamthitta-689545
- JMJ Finance Limited, Brothers Complex, Opposite Govt.Press,Shornur-679122
- JMJ Finance Limited, Sreelakshmi Complex, Near Sbi,Sreekrishnapuram,Palakkad-679514
- JMJ Finance Limited,1’st Floor, Raveendra Building, Chakkuvally Road,Baranikkavu,Kollam-690520
- JMJ Finance Limited,1’st Floor, Idinjukuzhiyil Building, Babooji Junction , Koothattukulam,Ernamkulam-686662
- JMJ Finance Limited, Perumanoorkulam, Manarcad Near Vijayapuram Sreekrishnaswami Temple Kottayam-686019
- JMJ Finance Ltd ,8/306,1st Floor, Kurupeedikayil Building, Opposite Lekshmi Nursing Home, Piravom , 686664
- JMJ Finance Ltd, First Floor, Misc Arcade, Guruvayur Road, Near Royal Hospital, Kunnamkulam, Pin 680503
- JMJ Finance Ltd, Vazhappilly Building ,Oppo. Govt Of India Press, Kinfra Park P.O , Koratty, Pin 680309
- JMJ Finance Ltd, Manvara Towers,Tc53/2489(7), Oppo. Sreeragam Auditorium, Pappanamcode P.O, Thiruvanthapuram, Pin 695018
- JMJ Finance Ltd,1st Floor, Near Valicode Bridge, Valicode .PO,Pin 695541
- JMJ Finance Ltd, Near Gghs School,Attingal, Thiruvanathapuram (Dist), Pin 695101
- JMJ Finance Ltd, Room No.815,816, sharon Villa, PANDAKASALA,vayakkal.p.o, Ayoor, Pincode-691532 (Near AmmaVeedu Restaurant)
- JMJ finance Ltd, Palavilayil Building, Building no.579(first floor), Sasthamcotta road, Karali Junction, Pin 690521, Kollam District
- JMJ Finance Ltd, Room no : 820,821,822, Somac, Shahina Manzil, Near Panchayath office Vilakuddy, Kunnicode 691508, Punalur
Contact US
Location:
JMJ Finance Ltd , Door No.25/469/23, 3rd Floor, Pooma Complex, Naduvilal Jn., M.G Road, Thrissur-680001, Kerala , India Ph : +91 487 2428175 Email : jmj@jmjfinance.com